What's New

Danske Bank wishes to inform about availability of ACCC status for private FPS payments, OB UK.

ACCC - Accepted Settlement Completed Creditor Account.

Change is now available in Production.

Danske Bank is pleased to announce the public launch of its MCP Service, enabling AI agents to work with our Premium APIs using the Model Context Protocol (MCP).

The MCP Service makes it easier to discover and evaluate Danske Bank APIs, explore their capabilities using mock data, and connect your AI agents to Sandbox and Production APIs.

The MCP Server can be explored without a District agreement, certificate or API subscription. To call Sandbox or Production APIs, your organisation must be a Danske Bank customer and complete the standard onboarding requirements for the relevant Premium APIs, including the required agreement, certificate and API subscriptions.

Learn more about the MCP and how to get started on the MCP Service page.

If you have any questions, contact us at premium-api@danskebank.com.

Danske Bank wishes to remind about v4.0.1 release on 25nd of November 2026.

Release notes: https://developers.danskebank.com/whats-new#v401-implementation-sandbox-uk-open-banking-and-psd2

Please note that v4.0.1 will replace the current v4.0.0 version.

Danske Bank is introducing its MCP Service in pilot, enabling AI agents to work with our Premium APIs using the Model Context Protocol (MCP).

The MCP Service gives selected corporate customers the ability to connect their AI agents with Danske Bank's Premium APIs, allowing them to access and view their own financial data within their preferred agentic AI tool.

To express your interest in participating in the pilot, contact us at premium-api@danskebank.com.

Danske Bank wishes to inform about upcoming changes related to SE giro payment initiation (domestic and domestic scheduled payments with DK.DanskeBank.SE.GiroTransfer local instrument). Changes are expected to come into effect around the end of November 2026.

Changes are primarily related to the new optional UltimateDebtor and UltimateCreditor data structures.

Danske Bank wishes to inform about the v4.0.1 Sandbox release of UK Open Banking and PSD2 APIs.

The release of v4.0.1 to Production is planned for November 2026.

More information about the UK Open Banking v4.0.1 standard can be found here: https://openbankinguk.github.io/read-write-api-site3/v4.0.1/profiles/read-write-data-api-profile.html

Danske Bank wishes to inform about availability of ACCC status for private FPS payments, OB UK.

ACCC - Accepted Settlement Completed Creditor Account.

Change is now available in our Sandbox. The release to Production is planned for middle of October 2026.

Danske Bank wishes to inform you of scheduled maintenance on the PSD2 / Open Banking / Premium Sandbox environment, taking place from 08 July 18.00 CET to 17 July 08.00 CET.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you about changes related to SE payment initiation (domestic and domestic scheduled payments, standing orders).

Changes are primarily related to the introduction of additional capabilities in RemittanceInformation, the new optional UltimateDebtor and UltimateCreditor data structures, and the length of the CreditorAccount/Name parameter.

Danske Bank wishes to inform you of scheduled maintenance on the PSD2 / Open Banking / Premium Production environment, taking place from 15 June 05.00 CET to 15 June 07.59 CET.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you of scheduled maintenance on the PSD2 / Open Banking / Premium Sandbox environment, taking place from 8 June 06.00 CET to 8 June 10.00 CET.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you of planned maintenance on the PSD2 External API license verification provider Production environment, taking place outside of normal business hours for 22:00 UTC on Monday 8th June 2026.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you of scheduled maintenance on the PSD2 / Open Banking / Premium Production and Sandbox environment, taking place from 17 April 18.00 CET to 19 April 18.00 CET.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform about the adjustment to the number of payments accepted via Payments Baskets. The previous limit of 15 payments has been increased to 100 payments.

This change is already available in both Sandbox and Production.

Danske Bank wishes to inform about upcoming change related to Standing Order frequencies. PointInTime parameter values for WEEK and FRTN Frequency Types will be aligned to ISO 8601. More information: Standing Order Frequencies

The adjustment is now available in our Sandbox. The release to Production is planned for early July 2026.

Danske Bank wishes to inform about various adjustments in v4.0 documentation.

Danske Bank wishes to inform you of scheduled maintenance on the PSD2 / Open Banking Production environment, taking place from March 18 to March 26.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you of scheduled maintenance on the Open Banking Sandbox environment, taking place from March 2 to March 8.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you of scheduled maintenance on the Open Banking Sandbox environment, taking place from February 17 to February 24.

No outages are anticipated during this period. However, intermittent minor degradation may occur, including brief reductions in availability or slower response times.

We appreciate your understanding and cooperation throughout this maintenance window.

Danske Bank wishes to inform you about upcoming change to the Dynamic Client Registration (DCR) process for the OBUK market. This change will take effect from 12 May 2026.

The iss field in OBClientRegistrationRequest must be the software_id as Danske Bank only support SSAs issued by the OB Directory. Above fix is to ensure compliance with OBUK DCR requirements as per OBUK Dynamic Client Registration (DCR).

Danske Bank wishes to remind about upcoming and ongoing changes, primarily for SME customers. Those business customers in DK, SE and NO with Danske Bank digital channel 'Business eBanking' will batch-wise during 2025 until Q3 2026 be migrated to new digital channel District. More information about this migration has, and will be, communicated with affected customers.

Same access to accounts and mandates remains for PSU through new digital channel after migration.

The previous digital channel will for customers remain for around 6 months after migration before being terminated, starting April 2025. Until termination both channels will work from TPP perspective. For account consent renewals requiring SCA, the new channel should be used when available.

This migration implies a change in OAuth2 authorization requests for TPPs, changing 'channel' from private to business. Read more on Danske Bank Developers Portal – Open Id Configuration.

As this change happens in batches, the exact timing is not known, hence the TPP needs to provide means allowing PSU to select channel themselves.

Danske Bank wishes to remind that v3.1.11 Open Banking APIS are scheduled for decommission from 21st of February 2026 and Open Banking consumers are strongly encouraged to switch to v4.0.0 APIS till this date.

Danske Bank is pleased to announce that the move to our refreshed and improved developer portal design is complete.

The updated portal introduces a modernised design while maintaining all the features and functionality you rely on. We hope you enjoy the new experience and look forward to continuing to support your needs through the improved platform.

Danske Bank wishes to inform you about an important compliance requirement regarding PSD2 API access.

Recently, one Certificate Authority (CA) previously listed as a Qualified Trust Service Provider (QTSP) has been removed from the EU Trusted List. As a result certificates issued by this CA are no longer considered qualified and requests are being rejected.

Action Required:
If your current certificate was issued by a CA that is no longer a QTSP, you must replace it with a certificate issued by a currently listed QTSP to maintain uninterrupted access to our PSD2 APIs.

For more information check the EU Trusted List for current QTSPs.

Danske Bank wishes to update about earlier communication regarding an upcoming design change of our developer portal (developers.danskebank.com) in December. While the appearance will be refreshed, all the features and functionality you rely on will remain the same. This change is currently planned to be introduced on 8th December.

To ensure a smooth transition, we now have the shadow production (beta version) available via beta-developers.danskebank.com. We value your feedback and encourage you to share your thoughts on the new design.

Danske Bank wishes to inform that new local instruments related to SEPA Instant payments (FI and IE markets) are not applicable to domestic scheduled payments. For more details on LocalInstruments, visit: Payment Initiation Details

Same applies to international scheduled payments - scheduled payments wont be processed as SEPA Instant.

The Payment Initiation Details page and API definitions (Sandbox and PROD, v3.1 and v4.0) have been updated accordingly on the Developers Portal.

Danske Bank would like to inform you that our developer portal developers.danskebank.com would be undergoing a design change in December. While the appearance will be refreshed, all the features and functionality you rely on will remain the same. This change is currently planned to be introduced on 8th December.

To ensure a smooth transition, we would also plan a shadow production period from 7th November. During this period, the new design will be available in parallel with the current one. This would allow you to explore the new design while still having access to the existing portal. We value your feedback and encourage you to share your thoughts on the new design during the shadow production period.

Danske Bank wishes to inform you about changes related to SEPA Instant payments, scheduled for release on 8 October 2025.

New LocalInstruments are being introduced for private and business customers in FI and IE markets, covering domestic and domestic scheduled payments.

Additionally, there are changes to the processing of international and international scheduled payments in FI and IE.

For more details on LocalInstruments, visit: Payment Initiation Details

Danske Bank would like to inform you that a new certificate and certificate chain from a new Certificate Authority (GlobalSign) has been implemented for psd2-api.danskebank.com as per September 29th 2025. Please verify that your systems trust the updated certificate chain to ensure continued secure mTLS connectivity.

Danske Bank wishes to update about implementation date for changes related to Authorization request validation.

Please make a note of the revised date as 8 October 2025.

Danske Bank also wishes to remind about this upcoming change related to the consent Authorization request.

The whitespaces in the redirect URL must be encoded as "%20" instead of "+".

Please ensure compliance with this requirement, as support for redirect URL containing "+" will be discontinued.

As a consequence of this change, the parameters returned in the redirect back to the TPPs will be provided in the URI's fragment (#) part instead of the query part (?).

The changes are breaking if the Authorization request is encoded incorrectly.

Danske Bank wishes to update about new version of Norwegian BankID, which was implemented across the sector to transition from the BankID server platform to the OpenID Connect (OIDC) platform. The new version was made available as an ID method for customers in the PSD2 consent authorization flows from 25th of August 2025.

Danske Bank wishes to update that from 01st October, the new version will fully replace the current Bank ID solution.

In context of Open Banking, it is advised to reauthorize consents (authorized with Old Bank Id) using the new version, since from 01st October refresh tokens won't be available for consents authorized with old Bank Id.

Danske Bank wishes to inform that Onboarding API will be temporary unavailable for UK Open Banking and PSD2 during the following periods:

• Sandbox: 6.30pm-7.30pm CET on 9 September 2025
• Production: 9.30pm-10.30pm CET on 10 September 2025

Danske Bank wishes to update about new version of Swedish BankID, which contains QR code and made available as an ID method for customers in the PSD2 consent authorization flows from 10th of July 2025.

Danske Bank wishes to update that from 01st October, the QR code based SE Bank ID will fully replace the current Bank ID solution.

In context of Open Banking it is advised to reauthorize consents (authorized with Old Bank Id) using new QR Code based ID method, since from 01st October refresh tokens won't be available for consents authorized with old Bank Id.

Danske Bank wishes to inform about v4.0.0 Production release on 21st of August 2025, UK Open Banking and PSD2. The new version is now available in our Production.

The release of v4.0.0 to Production is planned for 21st of August 2025.

Since its a major version release, v4.0 won't be backwards compatible with v3.1.

More information about OB UK v4.0 standard can be found here: https://openbankinguk.github.io/read-write-api-site3/v4.0/profiles/read-write-data-api-profile.html

Please note that new version of Norwegian BankID, would be available as an ID method for customers in the PSD2 consent authorization flows from 25th of August 2025. The old Norwegian BankID will be removed at the same time.

Above change applies to PSU authorization only and should not require any additional development from TPPs.

Danske Bank wishes to update about implementation date for changes related to redirect URL of Authorization request:

Please make a note of the revised date as 12 August 2025.

Danske Bank also wishes to remind about this upcoming changes related to redirect URL of Authorization request where, whitespaces in the redirect URL must be encoded as "%20" instead of "+".

Please ensure compliance with this requirement, as support for redirect URL containing "+" will be discontinued.

As part of the above change, the query parameter 'code' containing authorization code will only be sent to redirect URI's fragment part instead of as part of query parameter.

Please note that new version of Swedish BankID, which contains QR code, would be available as an ID method for customers in the PSD2 consent authorization flows from 10th of July 2025.

Above change applies to PSU authorization only and should not require any additional development from TPPs.

Danske Bank wishes to inform about v4.0.0 Sandbox release on 21st of May 2025, UK Open Banking and PSD2. The new version is now available in our Sandbox. The release of v4.0.0 to Production is planned for 21st of August 2025.

Since its a major version release, v4.0 won't be backwards compatible with v3.1. More information about OB UK v4.0 standard can be found here: https://openbankinguk.github.io/read-write-api-site3/v4.0/profiles/read-write-data-api-profile.html.

Danske Bank has implemented changes to DK payment initiation as of Easter 2025, introducing updates related to instant payments.

Danske Bank wishes to remind about the upcoming changes in Easter 2025 related to DK instant payments. New LocalInstrument will be introduced for private customers and there will be some changes for business customers using DK instant payments.

Danske Bank wishes to inform you about upcoming changes to the dynamic client registration process for the PSD2 market. These changes will take effect from 21 May 2025 and will ensure compliance with all existing DCR requirements and improved DCR request validation. References and API Product definitions are updated on Developers Portal.

Danske Bank wishes to inform about the update of API specifications to OpenAPI v3.0.1.

References and API Product definitions are updated on Developers Portal.

Danske Bank wishes to inform about the upcoming changes in Easter 2025 related to DK instant payments. New LocalInstrument will be introduced for private customers and there will be some changes for business customers using DK instant payments.

From 20th of July 2025, whitespaces in the redirect URL must be encoded as '%20' instead of '+'. Please ensure compliance with this requirement, as support for redirect URL containing '+' will be discontinued.

Danske Bank wishes to inform about certain account product usage changes for PSD2 and UK Open Banking market.

As of 18th of November 2024, Danske Bank Norway is a dedicated bank for business, corporate and institutional customers. Danske Bank and Nordea have successfully transferred the personal customers business in Norway from Danske Bank to Nordea.

More information: https://danskebank.com/news-and-insights/news-archive/press-releases/2024/pr18112024

Danske Bank is making updates to its corporate visual identity to create a more user-friendly experience for its customers in an increasingly digital world.

As part of a renewal that will be rolled out gradually over the next three years, Danske Bank is upgrading its logo, font, colour palette and imagery in ways that enhance readability, user-friendliness and legibility of text and fonts digitally.

The new logo is already available in the "Get started" page and it is advised to start updating the logo on the TPPs side as well.

For more information please visit the Danske Bank homepage.

Danske Bank wishes to inform about upcoming change, primarily for SME customers. Those business customers in DK, SE and NO with Danske Bank digital channel 'Business eBanking' will stepwise during Q4 2024 until Q2 2025 be migrated to new digital channel District. More information about this migration will be available on Danske Bank homepage and communicated with affected customers.

Same access to accounts and mandates remain for PSU through new digital channel after migration.

The previous digital channel will for customer remain for around 6 months after migration before being terminated. During this time both channels will work from TPP perspective.

This migration implies a change in OAuth2 authorization requests for TPPs, changing 'channel' from private to business. Read more on Danske Bank Open Banking Developer Portal.

As this change happens in batches, the exact timing is not known, hence the TPP needs to provide means allowing PSU to select channel themselves.

Please note that new ID method - MitID is available for DK business customers in PSD2 consent authorization flows from 7th of August.

Above change applies to PSU authorization only and should not require any additional development from TPPs.

Danske Bank wishes to inform about availability of Payments Baskets functionality/APIs in Sandbox from May 8th 2024.

Danske Bank wishes to inform about certain account product usage changes for PSD2 market.

The announcement as per 2023-12-20 and taken into effect 2024-04-05 has been rolled back.

Danske Bank wishes to inform about the introduction of a new feature in AIS consent authorization UI: ability to select/deselect all accounts in account selection screen.

No actions from TPPs are required; change will affect only PSU experience during consent authorization.

Change will take effect in our Sandbox on April 18th, 2024, and in production (OB UK and PSD2) on April 23rd, 2024.

Danske Bank is updating the Open Banking and PSD2 consent authorization flow to be compliant with the Financial Grade API (FAPI) Security Profile 1.0 Advanced and FAPI Conformance Suite.

These changes were made available in our Sandbox on January 10th, 2024 and are about to take effect in production (OB UK and PSD2) on April 10, 2024.

Financial Grade API (FAPI) Security Profile 1.0 Advanced: https://openid.net/specs/openid-financial-api-part-2-1_0.html

Danske Bank wishes to inform about the upcoming change in Payments Baskets APIs for PSD2.

Change: Scope of DebtorAccount.Name parameter will be changed to Optional in both consent and initiation requests and responses.

Preliminary change release dates are: 14th of March 2024 (Sandbox) and 20th of March 2024 (Production).

This is to clarify the upcoming change as per 2024-03-06, related to payment status upon payment initiation.

As part of our continuous work to improve resilience and accuracy of Open Banking systems, payment initiations of Domestic and International payments may, under certain circumstances, stay in AcceptedSettlementInProcess status longer than before – especially during non-office hours.

Always use the GET payment endpoints (GET /domestic-payments, GET /international-payments) for the latest status.

Please refer to Open Banking specification, Payment Status - Open Banking Standards, bullet C to E, where any of AcceptedSettlementCompleted or Rejcted is the final status returned by Danske Bank.

This applies for both Business and Private channel, and for both PSD2 and UK

Danske Bank wishes to inform about upcoming corrections of error message structure for status 403 Forbidden.

Planned release date: 2024-03-06

Changes: For error message status 403 Forbidden, the Error message location will change. New Message element will be "Forbidden". In Errors block, predefined UK OBIE ErrorCode and detailed Message will be presented.

Danske Bank wishes to inform about certain product usage restrictions in Payment initiation, FI market.

From 6th of March 2024 usage of Kaupankäynti Online tili in Payment initiation will be blocked since this product is not considered to be a payment account.

As part of our continuous work to improve resilience and accuracy of Open Banking systems, payment initiations of Domestic and International payments may, under certain circumstances, stay in AcceptedSettlementInProcess status longer than before – especially during non-office hours.

Use the GET payment endpoints (GET /domestic-payments, GET /international-payments) for the latest status.

This applies for both Business and Private channel, and for both PSD2 and UK OB

Danske Bank wishes to inform about certain account product usage changes for PSD2 market.

Danske Bank will be updating the Open Banking and PSD2 consent authorization flow to be compliant with the Financial Grade API (FAPI) Security Profile 1.0 Advanced and FAPI Conformance Suite.

These changes will take effect in our Sandbox on January 10th, 2024 and in production (OB UK and PSD2) on April 10, 2024.

Financial Grade API (FAPI) Security Profile 1.0 Advanced: https://openid.net/specs/openid-financial-api-part-2-1_0.html

Danske Bank wishes to inform that v3.1.11 release is now available in Production as of 23rd of November 2023.

Danske Bank wishes to inform about the release of Payments Baskets for PSD2 on October 18th 2023. Functionality is now available in Production.

Documentation, References and swaggers are updated on Developers Portal.

Danske Bank wishes to inform about the release of Payments Baskets for PSD2 as of October 18th 2023.

Payments Baskets API - initiation of multiple (up to 15) payments with one signature / approval. Supports domestic / domestic scheduled payments, private and corporate accounts.

Documentation, References and swaggers are about to be updated on the release day.

Danske Bank wishes to inform about the update of the page for frequently asked questions on October 12th 2023.

The renewed page contains new questions which have been categorised for easier navigation.

Danske Banks wishes to inform about v3.1.11 release on 5th of September 2023. The new version is now available in our Sandbox.

Danske Bank wishes to inform about the release of change related to PSD2 90-day account access SCA exemption (Article 10 of Commission Delegated Regulation (EU) 2018/389).

Above mentioned 90-day period is about to be extended to 180 days (Commission Delegated Regulation (EU) 2022/2360).

Change release date is 25th of July 2023.

No actions from TPPs are required. After 25th of July new AIS consents will have 180 days SCA exemption. AIS consents authorized before 25th of July will retain 90 days SCA exemption which will be extended to 180 days on next consent re-authorization.

Danske Bank wishes to inform about the release of Variable Recurring Payments/VRP for UK OB as of July 5th 2023.

Documentation, References and swaggers are updated on Developers Portal.

Danske Bank wishes to inform about the release of new LocalInstrument DK.DanskeBank.NO.TransferFunds.URGP which supports instant Norwegian payments for Private customers to beneficiaries within banks on Straks clearing infrastructure. Release on June 28th, and for PSD2 flow only.

References and swaggers are updated on Developers Portal.

Danske Bank wishes to inform about upcoming change related to PSD2 90-day account access SCA exemption (Article 10 of Commission Delegated Regulation (EU) 2018/389).

Above mentioned 90-day period is about to be extended to 180 days (Commission Delegated Regulation (EU) 2022/2360).

Preliminary change release date is 25th of July 2023.

Please note that due to upcoming changes in our systems, payment initiations of Domestic and International payments may stay in Pending status longer than before. Use the GET payment endpoints (GET /domestic-payments, GET /international-payments) for the latest status.

This applies for both Business and Private channel, and for both PSD2 and UK OB.

Danske Bank wishes to inform about certain payment product usage restrictions in Payment initiation, FI market.

From 12th of April 2023 usage of MasterCard and MasterCard K-Plussa in Payment initiation will be blocked since those products are not considered to be payment accounts.

Danske Banks wishes to inform about release of full support for DK and SE Giro payment initiation for PSD2 on 25th of January 2023.

Temporary blocking for future dated (Domestic Scheduled Payments) DK Giro payments type 01 and 73 , and SE Giro payments (Bankgiro/Plusgiro) for Private customers is now removed. (Please refer to release as of 15th of December 2022).

Danske Banks wishes to inform about release of support for DK and SE Giro payment initiation for PSD2 on 15th of December 2022.

Danske Bank wishes to inform that from 30th of October NemID ID method will be discontinued and not available to DK private customers.

Customers are advised to use new ID method MitID that is available from February 2022.

In context of Open Banking it is advised to reauthorize consents (authorized with NemID) using new ID method, since from 30th of October refresh tokens won't be available for consents authorized with NemID.

Danske Bank wishes to remind about v3.1.10 release on 22nd of September 2022.

Important note. From 22nd of September there will be no 90 days re-authentication requirement for Open Banking UK AISP consents. In order to ensure a smooth operation of consents created before 22nd of September, we recommend TPPs to GET any resource (balances, transactions, party, etc.) related to OB UK AISP consents authorized or re-authorized after 22nd of June 2022. This should be done shortly after the release (22nd of September 08:00 CET).

Danske Bank wishes to inform that from 22nd of September customers of Danske Bank A/S (London Branch) won't be restricted to PSD2 services only and will be allowed to use Open Banking services as well.

Danske Banks wishes to inform about v3.1.10 release on 22nd of September 2022. The new version is now available in our Sandbox.

Danske Bank wishes to inform that additional error „The consent could not be authorized, incorrect authentication channel requested: private" was included into PSU authentication errors. Updated error list can be found in the Consent Journey Error Codes document.

Danske Bank wishes to inform about implementation of the hard limit of 25 requests per second per one OB UK/PSD2 AIS API per one third party application. Limits will be enabled from 08/06/2022.

Endpoints: POST /DK/domestic-payment-consents, POST /domestic-payment, POST /DK/domestic-scheduled-payment-consents, POST /domestic-scheduled-payment

Change date: 07.07.2022

Change: The full creditor account number (reg. no + account no) must always be provided when initiating account transfers in Denmark

Tags: #Change, #PSD2, #POST/DK/domestic-payment-consents, #POST/domestic-payment, #POST/DK/domestic-scheduled-payment-consents, #POST/domestic-scheduled-payment, #Payments, #AccountTransfer, #Registration_Number, #Creditor_Account_Number, #Denmark, #CreditorAccount_Identification, #DK.DanskeBank.DK.TransferFunds, #DK.DanskeBank.DK.AccountTransfer, #DK.DanskeBank.DK.AccountTransfer.SDCL, #DK.DanskeBank.DK.AccountTransfer.URGP, #DK.DanskeBank.DK.Salary, #07.07.2022

Please note that from 7 July 2022 it is required to use the full creditor account number when initiating domestic account transfers in Denmark. This applies to transfers within Danske Bank and to transfers to any other bank in Denmark. The full account number means that both the registration number (sort code) and the account number must always be stated in the "identification" string in the CreditorAccount object within the Initiation object. Please refer to the affected LocalInstruments/payment types in the 'Tags' section above.

Danske Bank wishes to inform about upcoming maintenance of Open Banking systems that will be carried out on 1st of April, between 05:00 and 07:00 CET

During above timeframe degradation and outages of Open Banking services are expected, so, we strongly advise to refrain from using Open Banking services during that time.

Since maintenance activities will also affect Open Banking security layer, we would like to ask Open Banking consumers to consider following:

Please note that new ID method - MitID is about to be available for DK private customers in PSD2 consent authorization flows from 28th of February.

Above change applies to PSU authorization only and should not require any additional development from TPPs.

Change date: 04.11.2021

Tags: #Change, #GET/Transactions, #Transactions, #Account_Transactions, #TransactionId, #TransactionId_Lenght, #TransactionId_Format, #04112021

The TransactionId can contain up to 210 characters according to the UK Open Banking standard. The length of TransactionId in our current implementation is 32 characters and the format is like this example:

"TransactionId": "kp58e5c0-7cb4-4831-88ad-c52a03553ae3"

Any account transactions created on the 04.11.2021 at 00:00:00 CET and forward will have a TransactionId length of 64 characters and the format will be like this example:

"TransactionId": AD9A696607745A9AB9B6C73C7D497FB645483AA735471A08E7081B79EE3D6DWE

Please note that a transaction created before the change date e.g. at the 03.11.2021 – e.g. a scheduled payment with booking date 04.11.2021 - will get the current TransactionId format and length.

This also means that any transaction that may already be reported in a GET/Transactions response keeps its current id-format and the actual unique Id related to the transaction. It will thereby not change as the transaction has been created before the change date. A request for transactions spanning dates before and after the change date will therefore contain old and new editions of the TransactionId.

As it is the creation date of the transaction in question and not the booking date that determines the usage of the old and the new TransactionId, it is important that your system caters for both value-types going forward.

Danske Banks wishes to inform that v3.1.8 release is now available in Production as of 23rd of September 2021.

Danske Banks wishes to inform that v3.1.8 release will be available in Production with effect from 23rd of September 2021.

Danske Bank wishes to inform about the following recent updates to PSD2 and UK Open Banking API. The updated versions are now available in Production

This includes updates to swaggers/Operational Guidelines

Please note that a change to the PSD2 App-to-App redirection flow was released on 01.09.2021.

Please turn to Section 4.1 in our documentation for more information.

Danske Bank wishes to inform that App-to-App redirection changes announced for 20.08.2021 were postponed until week 35, 2021 (to be released between 30th of August and 3rd of September).

Specific release date will be announced in additional update notification.

Please turn to Section 4.1 in our documentation for more information about the change.

Please note that on 20.08.2021 we will introduce a change to the current PSD2 App-to-App redirection flow.

The change does not apply to Open Banking UK, which continues to use the default redirect.

In order to use App-to-App redirect for PSD2 private PSU's a different domain name will have to be used going forward: psd2-mb3.danskebank.com

Default redirect within the PSD2 solution will from the above date automatically be a Web redirect instead of the App-to-App redirect.

This means that no changes are needed in your current implementation if you do not want to utilize the App-to-App redirect. The PSUs will automatically be using the Web redirect solution.

Note that only default redirect can be used for PSD2 business PSUs, since App-to-App is not available for business users.

Please turn to Section 4.1 in our documentation for more information.

Please note that we pr. 20.07.2021 will introduce changes to the "Get Transactions" response (Account Transaction Data).

We provide Debtor Account Number Information in the account transaction data In relation to some transactions in …/DebtorAccount/Identification. The Debtor Account Number and SchemeName will be removed after the above date if the Debtor Account Number Information on credit transactions is present and if the Debtor Account Number is Finnish. The Debtor Name will still be present if it is part of the data today – otherwise, the whole DebtorAccount element will be removed.

There will be no changes to the current setup if the Debtor Account Number is in other countries.

We request TPPs to delete any Debtor Account Number information in Finland that has been received via the Get Transactions response.

Danske Banks wishes to inform about v3.1.8 release on 30th of September 2021. The new version is now available in our Sandbox.

Following on from previous communications, Northern bank t/a Danske Bank would like to advise we will be removing support for OBIE legacy certificates for PSD2 purposes from our Sandbox and Production environment used for Open Banking UK.

We intend to remove support for OBIE legacy certificates as advised by the FCA and we are currently targeting 30th June 2021 for implementation of this change

Following this change, Northern bank t/a Danske Bank will only support the use of the following certificates in our Open Banking UK environments:

Danske Banks wishes to inform that v3.1.7 release will be available in Production with effect from 10th of June 2021.

Danske Bank wishes to inform the following updates to PSD2 API. The updated version is now available in Production

This includes updates to swaggers/Operational Guidelines

Danske Bank wishes to inform the following updates to OBIE and PSD2 API. The updated version is now available in our Sandbox.

This includes updates to swaggers/Operational Guidelines

From 13th May Open Banking services will be restricted to customers of Northern Bank Limited (trading as Danske Bank) only. For Danske Bank A/S (London Branch) customers please use PSD2 services.

Danske Banks wishes to inform about v3.1.7 release on 10th of June 2021. The new version is now available in our Sandbox.

Danske Bank wishes to inform about the adjustments:

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk

On 10 December 2020 we released changes for version 3.1.6. As part of the change we introduced tighter restrictions on date formats, but it looks like we misunderstood the specification and requests with a timezone are getting rejected instead of the timezone being ignored.

We are planning to release a fix on 15.12.2020 for this. As a workaround the TPP can request transaction information without a timezone.

Danske Banks wishes to inform that v3.1.6 will be available with effect from 10th December 2020, this includes changes to Operational Guidelines.

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk.

If you're currently using an eIDAS certificate for identification purposes, you'll need to obtain OBWACs and OBSeals certificates by 31 December 2020 to continue to access our data. This is because the EBA is revoking eIDAS certificates for UK third party providers on this date.

If you're currently using a legacy certificate for identification purposes, you'll need to obtain OBWACs and OBSeals certificates by the end of June 2021. This is because, while the Brexit transition period ends on 31 December 2020, the FCA is offering third party providers an additional six months to obtain new certificates.

Link to Open Banking UK Transparency calendar

On 10 December we will implement a new app-to-app solution to accomodate requirements from Third Party Providers (TPPs).

With the introduction of app-to-app for all markets, the customers of Danske Bank will be able to use their Mobile Bank application to authenticate during the PSD2 consent authorization journey using the same credentials/methods as normally used for accessing their accounts.

Danske Bank wishes to inform about the upcoming adjustment of Remittance Information related rules for SE domestic payments, private customers:

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk.

Danske Banks wishes to inform that v3.1.5 will be available with effect from 24th September 2020, this includes changes to MI and Operational Guidelines. Note from this date we will only support tls_client authentication method.

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk.

Danske Banks wishes to inform v3.1.6 release on 10th December 2020, this includes changes to Operational Guidelines. The new version is now available in our Sandbox.

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk.

Danske Banks wishes to inform v3.1.5 release on 24th September 2020 this includes MI and Operational Guidelines.

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk

Danske Banks wishes to inform all TPPs that with effect from 23 July 2020 v1.1 PIS or v2.0 AIS endpoints will no longer be available and you should move to a minimum of v3.0.

If you have any questions or queries, please refer to developer portal developers.danskebank.com alternatively email open.banking@danskebank.co.uk

Following the Open Banking UK security definitions, Danske Bank will be updating the Open Banking and PSD2 consent authorization flow to be compliant with the Financial Grade API (FAPI) Profile and FAPI Conformance Suite. Amongst others, the update will include much stricter validations as well as enhanced error messages returned to the TPP when the authorization request does not comply with the FAPI guidelines.

These changes will take effect in our Sandbox on June 23rd and in production for Open Banking UK on July 28th and for PSD2 on September 24th. You can read more about our updated authorization flow in our documentation: /regulatory-apis/overview

Danske Banks wishes to notifying all TPPs that are still using v1.1 PIS or v2.0 AIS endpoints that with effect from 23 July 2020 these endpoints will no longer be available and you should move to a minimum of v3.0.

In order to ensure a robust roll out of the Danske Bank PSD2 API's and minimize disruption for third party providers - Danske Bank will keep the legacy access to PSU Payment accounts in place until further notice. Any removal of the legacy access to PSU Payment accounts will be notified here.